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54 Ways to Invest in Your Business
When smart people start a business, they typically do NOT use their own money. If they did, they would be taking it from their checking account, savings account, cookie jar, or out from under their mattress. Instead, smart business people often use someone else's money.
That's what we are doing when we use our credit card, home equity line of credit, or borrow the funds from a friend. We are leveraging the power of OPM – “Other People’s Money” to invest and create wealth for ourselves. It should be no different with joining your new business.
There is important thing to remember... and this is always a strong motivation ... the cost involved in starting a business is TAX DEDUCTIBLE!
According to Dr. Ron Mueller, home-based business tax expert and author of the best-selling book "It's How Much You Keep That Counts", the average tax savings for home business owners ranges between $4,000 and $6,000 per year or more! Would you like to beef up your return with that kind of money? Get more info on those strategies at: www.homebusinesstaxsavings.com
So let's look at some of the ways that people can get started with little or no money of their own. Be sure and read ALL ideas.
When smart people start a business, they typically do NOT use their own money. If they did, they would be taking it from their checking account, savings account, cookie jar, or out from under their mattress. Instead, smart business people often use someone else's money.
That's what we are doing when we use our credit card, home equity line of credit, or borrow the funds from a friend. We are leveraging the power of OPM – “Other People’s Money” to invest and create wealth for ourselves. It should be no different with joining your new business.
There is important thing to remember... and this is always a strong motivation ... the cost involved in starting a business is TAX DEDUCTIBLE!
According to Dr. Ron Mueller, home-based business tax expert and author of the best-selling book "It's How Much You Keep That Counts", the average tax savings for home business owners ranges between $4,000 and $6,000 per year or more! Would you like to beef up your return with that kind of money? Get more info on those strategies at: www.homebusinesstaxsavings.com
So let's look at some of the ways that people can get started with little or no money of their own. Be sure and read ALL ideas.
There IS going to be one that WILL help you.
1) Sign-up using your Credit Card.
That is how many get started but if you don't have a card, you'll have to apply for and receive the card first! This is the best option because it gives you 30 days to recoup your investment and you will immediately be able to conduct your business, receive your WPA travel & discount package & get to work immediately. You can get money off your credit card by using credit card checks, cash advances, or other creative options.
Here are some choices of credit card companies:
www.creditcards.com
www.wallethub.com/credit-cards
www.capitalone.com
www.pnc.com
And for our Canadian friends:
www.rbcroyalbank.com/credit-
www.appls.scotiabank.com/
2) Obtain a loan on your 401K.
These loans are great if they're an option for you because there are no turn downs or penalties. The interest rate is about 4%-5%...and you're paying that interest to yourself!
3) Vacation Financing is available;
however it is subject to a 'Credit Check.' There are several companies that will offer loans for vacations or personal reasons like debt consolidation, but won’t loan you anything to start a business.
Just remember, if you mention anything about starting a business, they won’t work with you. They only give loans to individuals for vacations or personal reasons. It takes a few minutes to apply, online or over the phone, and you typically find out within 24 hours if you were approved for the loan. If so you will receive a check in the mail within 2-3 days. The payback schedule and interest rate varies from customer to customer because it's determined by their credit score.
www.springleaffinancial.com
www.avant.com
www.onemainfinancial.com
4) Obtain a short term loan from a friend or family member.
5) Get a home equity loan.
6) Increase an existing equity line.
7) Sell a car you don't use.
8) Have a Rummage or Yard Sale
9) Sell off your old CD/DVD collection to the pawn shop
10) Share the Travel Benefits - Find two or three people or businesses to buy and share the package together. Find people who will buy into the vacation package with you.
Think about it...who WOULDN’T want to have amazing discounts on travel for the rest of their lives? (They help pay for the vacation package, you and them will both have access to it, but YOU can work your business and make money)
11) Try getting a personal loan: www.amone.com or www.eloan.com
or www.marcus.com
Do you have really bad credit? Try this one:
www.loansunder36.com
12) Get a side job, work it hard for one month, and save all the money. One month of working a side job is not that big of a sacrifice if you really see the potential in what you're doing.
13) Crack open your IRA or CD Account Early.
14) Borrow against your future tax return.
15) Sell a farm animal or farm implement you do not use or need.
16) Refinance the House on a different plan and take some cash out.
17) Find the fat (excess spending) in your budget and start putting that money aside until you have enough to start.
18) Use your income tax refund.
19) Stock Dividends.
20) Borrow from your Life Insurance policy.
21) Sell your timeshare. With this package, you will no longer need it. We have access to timeshare properties in our package.
22) Get a title loan on your car, truck, vehicle, boat or camper.
23) Focus on how to become an entrepreneur full-time to raise the funds to start your business. What can you sell around you (or create to sell) to raise the funds? We have a member who sold gourmet dog biscuits! What skill or knowledge do you have in your head that other people would pay to learn?
24) Sell household items or collectibles on www.Craiglist.com or www.Ebay.com or www.facebook.com/marketplace
25) Obtain a personal or business loan from your local bank. (You already bank there, and they know you, so why not try?)
26) Hold classes locally to teach people something you know how to do. Charge a small fee for each participant in the class, and teach them things like: basic construction/building shelves or furniture, fly fishing, gardening, sewing, quilting, craft making, cooking classes, interior decorating, canning food, raising livestock, etc.
27) Find a business partner. They can put up all or just part of the money, and you can split your profits for a certain period of time or until you pay them back with interest.
Share the work, motivate each other, and share the profits.
28) Be a paid food taster – Companies like www.opinionstastegreat.com offer the opportunity to come to one of their labs in the U.S. or Canada and get paid to taste-test foods. Just search online for “paid food tester” and see which labs are near you.
29) Get Donations – There are lots of online sites that offer donation-based fundraising for projects and business ventures. These crowdfunding/crowd sourced fundraising, peer-to-peer, and social fundraising and sites allow you to create a page that people can donate online to help you. Some you’ll have to advertise yourself to get donations, but it works: Go to www.kickstarter.com or www.gofundme.com
Just remember, if you mention anything about starting a business, they won’t work with you. They only give loans to individuals for vacations or personal reasons. It takes a few minutes to apply, online or over the phone, and you typically find out within 24 hours if you were approved for the loan. If so you will receive a check in the mail within 2-3 days. The payback schedule and interest rate varies from customer to customer because it's determined by their credit score.
www.springleaffinancial.com
www.avant.com
www.onemainfinancial.com
4) Obtain a short term loan from a friend or family member.
5) Get a home equity loan.
6) Increase an existing equity line.
7) Sell a car you don't use.
8) Have a Rummage or Yard Sale
9) Sell off your old CD/DVD collection to the pawn shop
10) Share the Travel Benefits - Find two or three people or businesses to buy and share the package together. Find people who will buy into the vacation package with you.
Think about it...who WOULDN’T want to have amazing discounts on travel for the rest of their lives? (They help pay for the vacation package, you and them will both have access to it, but YOU can work your business and make money)
11) Try getting a personal loan: www.amone.com or www.eloan.com
or www.marcus.com
Do you have really bad credit? Try this one:
www.loansunder36.com
12) Get a side job, work it hard for one month, and save all the money. One month of working a side job is not that big of a sacrifice if you really see the potential in what you're doing.
13) Crack open your IRA or CD Account Early.
14) Borrow against your future tax return.
15) Sell a farm animal or farm implement you do not use or need.
16) Refinance the House on a different plan and take some cash out.
17) Find the fat (excess spending) in your budget and start putting that money aside until you have enough to start.
18) Use your income tax refund.
19) Stock Dividends.
20) Borrow from your Life Insurance policy.
21) Sell your timeshare. With this package, you will no longer need it. We have access to timeshare properties in our package.
22) Get a title loan on your car, truck, vehicle, boat or camper.
23) Focus on how to become an entrepreneur full-time to raise the funds to start your business. What can you sell around you (or create to sell) to raise the funds? We have a member who sold gourmet dog biscuits! What skill or knowledge do you have in your head that other people would pay to learn?
24) Sell household items or collectibles on www.Craiglist.com or www.Ebay.com or www.facebook.com/marketplace
25) Obtain a personal or business loan from your local bank. (You already bank there, and they know you, so why not try?)
26) Hold classes locally to teach people something you know how to do. Charge a small fee for each participant in the class, and teach them things like: basic construction/building shelves or furniture, fly fishing, gardening, sewing, quilting, craft making, cooking classes, interior decorating, canning food, raising livestock, etc.
27) Find a business partner. They can put up all or just part of the money, and you can split your profits for a certain period of time or until you pay them back with interest.
Share the work, motivate each other, and share the profits.
28) Be a paid food taster – Companies like www.opinionstastegreat.com offer the opportunity to come to one of their labs in the U.S. or Canada and get paid to taste-test foods. Just search online for “paid food tester” and see which labs are near you.
29) Get Donations – There are lots of online sites that offer donation-based fundraising for projects and business ventures. These crowdfunding/crowd sourced fundraising, peer-to-peer, and social fundraising and sites allow you to create a page that people can donate online to help you. Some you’ll have to advertise yourself to get donations, but it works: Go to www.kickstarter.com or www.gofundme.com
30) Try private business investor funding or P2P (peer-to peer) lending sites like www.prosper.com or www.lendingclub.com
31) Human Guinea Pig
If you live near a university with a med school, you can earn anywhere from $15 to $2,000 for taking part in a clinical research study. The National Institutes of Health lists over 300 clinical studies that need volunteers.
32) Clean Houses
No matter how bad the economy, some people will pay to avoid housework. And I'm not just talking the rich. Avoid working for a cleaning agency, where you'll get paid a maximum of $10 per hour and work like a dog. Instead, develop your own client base and put $20 to $30 per hour directly into your pocket. Granted it's hard work and requires an eye for detail, but the process goes much faster once you set up a regular schedule of clients.
Page's Personal Cleaning offers a step-by-step guide to starting a housecleaning business from someone who's been there.
33) Give Blood
Some plasma banks pay up to $35 per pint. In the United States, federal regulations state that an individual may donate two times in a seven day period, with a minimum of two days in between donations.DonatingPlasma.org provides details and a searchable plasma-bank database to help you find a plasma bank in your area.
34) Walk Dogs
Do you love dogs and love spending time with them? So do lots of other people, but not everyone has the time to walk them, particularly in the middle of the day. Walking dogs is a good way to get some exercise while being paid for your time.
www.StartDogWalking.com
35) Resell Your Unused Gift Cards
The average American household is holding on to $300 in unused gift cards. In fact, an estimated $30 billion to $40 billion gift cards lie unspent in dresser drawers across the country. But there are plenty of people who DO use budget gift cards, and they're willing to pay money for yours. That's where you come in. You sell gift cards you're no longer using to resale companies for a percentage of the face value and they sell them at a discount price to others who will actually use those precious pieces of plastic.
www.GiftCardGranny.com can link you up with the highest-paying gift card resellers in the industry.
36) Babysit
You did it as a teenager so why not babysit as an adult. You'd need a license and state accreditation to provide regular child care in your home but occasional babysitting in your or a client's home requires nothing but patience and a talent for child care. Look on CraigsList under "Gigs" and "Domestic" to get your business started. The University of Illinois Extension can get you started in the babysitting business.
37) House Sit
Safety is the primary reason homeowners hire people to sit while they're out of town, but house sitters also water plants and care for the lawn, feed pets, collect mail, perform light house cleaning duties and take care of any emergency situations that might arise, like calling a plumber if a pipe bursts. Much of your work will come through referrals rather than advertising. Retirees who travel a great deal frequently need house sitters, so you can begin by volunteering your services to a friend and going from there.
www.HouseCareers.com also can help connect you with house sitting jobs.
38) Flip Web Sites
This one takes computer savvy. Begin by searching for popular website topics, create a basic site on that topic then offer it to another e-commerce business involved in the same area. The idea is to build a site that has real money making potential, as well as being able to generate a good volume of traffic. You can do this by integrating elements such as facebook pixels, banner ads, affiliate links and paid advertising into the site.
39) Sell Your Hair
Sales for generous lengths of tresses reportedly can net you several hundred to over a thousand dollars. Wise Bread explains how to sell your hair and includes sites where you can list and market hair.
40) Deliver Phone Books
This is a fairly simple opportunity that can make anywhere between $7 and $10 per hour. You’re responsible, however, for paying for gas and must have a dependable car, but the rest is provided.
www.PhoneBooks.com can connect you to phone book delivery opportunities in your area.
41) Become a Census Worker
The U.S. Census Bureau is recruiting temporary, part-time census takers for the 2010 Census. These short-term jobs offer good pay, flexible hours, paid training, and reimbursement for authorized work-related expenses, including mileage. Census Jobs are available now.
42) Sell Your Eggs
Donating your eggs can pay serious bank -- sometimes upwards of $5,000. The process isn't easy, however, and requires a time commitment.
www.CheckIHR.com for egg donor and surrogacy programs in your area, as well as instructions on how to select the right program for you.
43) Rent-a-Truck
People have a constant need to get things from A to B, and not everyone has a truck or car. You can earn money helping people move, remove rubbish, recycle larger items and other jobs that require a larger vehicle. It helps to have a strong back and muscles.
44) Do Odd Jobs... Canvas your community for such odd jobs as shoveling snow, washing cars, mowing lawns, weeding gardens, etc. The elderly, single mothers and busy couples may be more than delighted to have these time-consuming jobs taken off their hands.
45) Monetize Your Web Site or Blog
You're already spending a ton of time on your blog or website. Why not earn some money from all your labor?
Try www.shopify.com it requires little to no supervision: Once it’s there, you don’t need to do much more.
46) Human Billboard
If you don't mind dressing up like the Statue of Liberty, a chicken or some other mascot, you can earn money standing on a busy corner to wave a sign and attract clients for various businesses. Not all jobs require a costume, but you do have to be willing to work in all types of weather. You'll frequently find ads for such work on CraigsList "Jobs," "Marketing."
47) Rent Out a Room
Sharing living expenses can put more cash in your pocket. Make sure you draw up a lease agreement specifying rent, security deposit terms, length of stay, etc. This becomes even more important if you're renting to someone you know.
48) Paper Route
It's a nasty job, but somebody has to do it and it's a quick way to earn cash. Newspaper delivery is almost always performed in the early morning hours, usually by 6:30 a.m. Don't forget to check with local weekly newspapers to see if they need delivery assistance. You'll likely need a dependable car as today's delivery routes are so large you can't complete them in the time required.
49) Teach English to Adults
Check with local schools and colleges to see if they need teachers for English as a Second Language classes. Not all schools require a language-specific degree for this level of instruction.
www.ESL.com can connect you with ESL jobs across America and in other countries.
50) Recycle Containers
Eleven states require consumers pay a deposit on bottles and aluminum cans, but many people don’t bother with returning the empties. You can gather empties at parks, cafeterias, school and athletic grounds, and on busy roadsides. The 10 states with bottle laws are California, Connecticut, Delaware, Hawaii, Iowa, Maine, Massachusetts, Michigan, New York, Oregon and Vermont.
For state-by-state bottle-bill details visit www.BottleBill.org
51) Paint Street Numbers
It takes just paint, stencils and a willingness to walk neighborhoods to earn from $10 to $40 per curb painted.
www.HowToAdvice.com can help you start your own curb painting business.
52) Recycle Scrap Metal
Some salvage yards and recycling centers pay for scrap metal. You'll need a truck to lug the metal around. Recycle Me lists scrap -metal buyers and the latest prices.
53) Freelance Work
Many easy-money stories will suggest putting your creative skills to work by freelance writing, doing design work, etc. I don't recommend this as a feasible way to make quick cash as it takes time to build up a clientele, even if you're well connected. Freelance work often pays pathetically little until you’re well established and collecting paychecks can require the muscles and intimidation skills of a "Guido." For some reason, people don't place as high a value on creative skills and many have no qualms about asking you to work for free. That said, freelance work can be an excellent way to raise some cash on your terms.
www.upwork.com/i/how-it-works/
54) Become an Uber Driver or Uber Eats. I have heard of people who joined and earned over $520.00 driving under 15 hours delivering food over a 3 day period.
Bottom line is... IF YOU ARE SERIOUS AND HAVE DESIRE - You will come up with a solution somehow, even one that is not on this list. I said I didn't have the money when I was first contacted, but I found it. I am 1,000 times over glad I did!
And if you weren't paying attention before, STOP whatever you're doing and go check this out right now...
👉http://DigiSoftPayline.com/230k.php?rick2323
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I've got answers!!!
After looking things over, feel free to give me a call with any questions you may have.
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1. I'm goofing off somewhere with my family or friends.
2. I'm helping one of my team-mates on the other line.
3. I'm reading and studying!
4. My system screens your call and you sound half dead.
5. Or if I'm out saving the world, one newbie at a time
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